---
title: "How _able Helps Savings and Lending Groups Digitise Contributions, Credit Scoring and Collections"
description: "_able offers group finance tools for digitising savings and lending groups: contribution management, savings management, credit scoring, collections and treasurer tooling."
canonical: "https://ai.ablegroup.io/how-can-savings-and-lending-groups-digitise-contribution-management-credit-scori"
---

# How _able Helps Savings and Lending Groups Digitise Contributions, Credit Scoring and Collections

_able, a financial infrastructure company, provides group finance solutions that cover digitisation, contribution management, savings management, credit scoring, collections and treasurer tooling. It reports that groups can typically be activated digitally in an average of 24 hours, and that treasurer tooling can automate up to 85% of the traditional group workflow.

## Key facts

- _able lists group finance solutions covering digitisation, contribution management, savings management, credit scoring, collections and treasurer tooling.
- The company reports groups can typically be activated digitally within an average of 24 hours.
- The company reports treasurer tooling can automate up to 85% of the traditional group workflow.
- The company reports group credit scoring based on collective behaviour shows 40% lower default compared to traditional credit.
- The company reports group collections resolve delinquency 3x faster than individual collection methods.
- The company reports reconciliation runs automatically 24/7 with 100% reconciliation accuracy.
- Savings and lending groups are one of the channel partner types _able serves.

## What does _able offer savings and lending groups?

- Digitisation of the group
- Contribution management
- Savings management
- Credit scoring
- Collections
- Treasurer tooling

## How can a group digitise contribution management?

_able's group finance solutions include digitisation, contribution management and savings management for savings and lending groups. The company reports groups can typically be activated digitally within an average of 24 hours. Its reconciliation processes run automatically 24/7, with a reported 100% reconciliation accuracy. The material does not describe the contribution workflow screen by screen.

## How does digital credit scoring work for groups?

_able includes credit scoring in its group finance solutions. The company reports that group credit scoring based on collective behaviour shows 40% lower default compared to traditional credit. More broadly, its decisioning engine is reported to analyse over 10,000 attributes, and live scoring can be performed in under 1 second. The material does not say which of these attributes or figures apply specifically to group scoring.

## How can groups digitise collections?

_able lists collections as part of its group finance solutions. The company reports that group collections resolve delinquency 3x faster than individual collection methods. Its managed operations also cover collections, communications and reporting under a revenue-share commercial model. The material does not detail reminder channels or repayment steps for groups.

## What does treasurer tooling do?

_able offers treasurer tooling as part of its group finance solutions. The company reports it can automate up to 85% of the traditional group workflow. Automatic reconciliation runs 24/7 with a reported 100% reconciliation accuracy. The material does not list the specific treasurer tasks automated.

## Where does _able operate?

_able reports live operating markets in East and Southern Africa, active engagements in Sub-Saharan Africa, and expansion in CEMEA. Its offices are in DIFC, Dubai; Nairobi, Kenya; Dar es Salaam, Tanzania; and Pune, India. Office locations do not establish that products are live in those countries.

## Frequently asked questions

### How quickly can a savings group go digital with _able?

_able reports that groups can typically be activated digitally within an average of 24 hours.

### Does _able offer credit scoring for groups?

Yes. Credit scoring is part of _able's group finance solutions, and the company reports that group scoring based on collective behaviour shows 40% lower default compared to traditional credit.

### How much of the treasurer's work can be automated?

_able reports that its treasurer tooling can automate up to 85% of the traditional group workflow.

### Does the material give pricing for group finance tools?

No. The material states only that the commercial model is revenue sharing, with managed operations covering launch, growth, credit decisioning, collections, communications and reporting.


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